News


How many credit cards should you have?...

Author: A M

Short Summary: Carrying credit cards is a daily habit. Is there a reason to have so many different accounts?          
Hidden credit card perks can save shoppers...

Author: Beth Pinsker

Short Summary: Your credit card may offer some little-known perks that could save you money both upfront and after the purchase. Of the 100 most popular credit cards, 81 offered some kind of extended warranty, according to a study released on Wednesday from , a card...
CFPB issues brief on consumers without credit histories or credit...

Author: Barbara S. Mishkin

Short Summary: Barbara S. Mishkin In May 2015, the CFPB issued a report, “Data Point: Credit Invisibles,” that documented the results of a research project undertaken by the CFPB to better understand the demographic characteristics of consumers without traditional...
Credit Utilization: The Good and the Bad...

Author: Jared Hecht

Short Summary: Poor credit utilization can lower your credit score and even affect your ability to get a business loan. Thankfully, though, it's easy to improve your credit utilization once you understand what it is and why it matters.
Wells Fargo Is Trying to Fix Its Rogue Account Scandal, One Gruel...

Author: Unavailable. Click to view original article.

Short Summary: The bank said it will compensate thousands of customers with unwanted accounts and cards. It’s running into problems, including locating the right people and calculating hypothetical scenarios, such as the cost of a damaged credit score.
5 credit card mistakes to avoid making...

Author: Sonya Stinson

Short Summary: Here's how to talk yourself out of some of the worst credit card moves.
Have Unauthorized Accounts Been Opened in Your Name?...

Author: Victoria Slater

Short Summary: It can happen to anyone. Identity theft is nothing new, but did you know that unauthorized accounts can be opened in your name by a stranger or even by your own bank? Read on to find out how this could impact you and what you can do to protect yourself....
How automating your bills can save you from an 'embarrassing' mon...

Author: Tanza Loudenback

Short Summary: Getting your first credit card is an important financial milestone, and it often happens when you're college aged and carefree. In many cases, the thrill of "free money" takes precedence over fully understanding the process of credit — and the importance...
5 Reasons People With 700+ Credit Scores Still Get Rejected...

Author: Nick Clements, Contributor

Short Summary: Shutterstock Just because you have an excellent credit score doesn't mean you will get approved for a credit card or loan. Your credit score is just one part of the credit underwriting process. Here are five reasons why you might get rejected, even though...
How To Improve Your Credit Score Quickly...

Author: Cynthia Meyer, Contributor

Short Summary: Shutterstock Is your credit score below 760? That’s the score at which you are likely to get the best interest rates on a mortgage. If you’re not interested in buying a home but need to rent a new apartment, it will still be a challenge if your credit...
CFPB issues brief on consumers without credit histories or credit...

Author: Barbara S. Mishkin

Short Summary: Barbara S. Mishkin In May 2015, the CFPB issued a report, “Data Point: Credit Invisibles,” that documented the results of a research project undertaken by the CFPB to better understand the demographic characteristics of consumers without traditional...
3 Things To Do If A Credit Card Payment Is Late...

Author: Ginger Dean, Contributor

Short Summary: Late payments can have a long lasting effect on your credit history and can hurt you down the road when you want to apply for other credit products such as a mortgage or car loan.
GDP Up, Stocks Get Spooked – Market Update...

Author: Kevin Graham

Short Summary: GDP came out and the stock market went a little crazy to close the week. That, plus mortgage rates are all ahead in Market Update. The post GDP Up, Stocks Get Spooked – Market Update appeared first on ZING Blog by Quicken Loans.
Poll: These Are The Biggest First-Time Homebuyer Mistakes...

Author: Marian Mcpherson

Short Summary: First-timers helped drive one of the best months NAR has seen yet. But our latest poll showed it takes coaching and patience to reap the rewards.
home owner perceptions...

Author: Kevin Graham

Short Summary: The difference of opinion between homeowners and appraisers continues to narrow. Meanwhile, values cooled a bit in October.
homeowner mistakes...

Author: The Motley Fool

Short Summary: Buying a home isn't something that consumers should take lightly. Here are five of the most common personal finance mistakes that current and prospective homeowners should be careful to avoid.
15 year mortgage...

Author: Est November

Short Summary: While a 15-year mortgage seems a bit scary because you'll have higher monthly payments, the long-term interest savings make it a great deal if you can afford it.
Trending: Single Women Buying Homes...

Author: Lydia Koehn

Short Summary: While in general, millennials have been holding back from buying homes, single females have doubled their representation in the homebuyer market compared to single men. Surprised? Well, this trend is nothing new. Find out why single female homebuyers...
Holiday scams can put the boo-hoo in your ho-ho-ho...

Author: David Lazarus

Short Summary: As the Black Friday shopping spree spilled over into Cyber Monday, the FBI warned consumers to watch out for “increasingly aggressive and creative scams” that will make your holidays considerably less merry and bright. That’s not exactly a news flash,...
Protecting Your Credit Report Placing a Security Freeze with Expe...

Author: Unavailable. Click to view original article.

Short Summary: If you suspect you've become victim of identity theft, you have to act fast to prevent further potential damage to your credit score. Read our guide to learn how to put a security freeze on your credit report with Experian, Transunion and Equifax. 
How to Protect Yourself from Cyber Attacks...

Author: Kevin Graham

Short Summary: It seems like we share more information online now than we ever have before. As we get ready for holiday shopping, how can we make sure our information is protected across the internet? The post How to Protect Yourself from Cyber Attacks appeared first...
Eight things you need to do right now to protect yourself online...

Author: Alex Hern

Short Summary: From using unique passwords for everything to utilising two-step verification and enabling encryption, here’s how to guard your privacy and stay safe What: Stop kidding yourself that you only re-use passwords on accounts that don’t matter, or that you...
Yahoo hack shows data's use for information warfare...

Author: Rob Lever

Short Summary: Nothing to see here, folks.
Top 3 Security Threats in 2017 and How To Handle Them |...

Author: Authors Bloggers

Short Summary: Security threats are no longer an IT issue. As a business owner, you need to be aware of the latest threats that can bring your company to its knees.
What you need to know about balance-transfer credit card offers...

Author: Laura Mcmullen

Short Summary: Try this survival strategy when sky-high credit card rates are eating you alive.          
Tackling Credit Card Debt...

Author: Aryea Aranoff

Short Summary: The average American household has $15,000 in credit card debt alone. Credit card debt has much higher interest rates than mortgages or student loans. Additionally, mortgages and student loans can be considered investments that will secure future earnings...
Your Money: A Private Equity Alum’s Guide to Better Payday Lender...

Author: RON LIEBER

Short Summary: A new guide on the website NerdWallet is aimed at helping borrowers avoid the trap of payday loans with punishingly high interest rates.
How Getting Control of Debt Could Be Your Best New Year's Resolut...

Author: NerdWallet

Short Summary: By Anna Helhoski This new year, you can resolve to end your struggles with debt if you start with a realistic plan. Beginning Jan. 1, make a commitment to: Figure out what you owe Start by tallying your total debt, says Beverly Harzog, credit...
Credit Cards | Credit Card Shopping Tips |...

Author: Unavailable. Click to view original article.

Short Summary: Learn the truth about credit cards, facts about credit card risks, and take a quick quiz to test yourself about credit cards. Did you know how much interest you’ll pay by making minimum payments?
Time to Pay Off Those Credit Cards! Interest Rates Are at Record ...

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Short Summary: Credit card APRs are at their highest in more than a decade. Here's how to eliminate that debt.
Here's why you should consider a 15-year mortgage...

Author: A M

Short Summary: If you're a long-term saver, then 15-year mortgages are extremely appealing.          
It’s About Your Customers, Stupid. – Tom Christmann – Medium...

Author: Tom Christmann

Short Summary: I needed to refinance my house recently. And if you’ve ever refinanced, or taken a mortgage, you know how time-consuming it can be. The bank needs lots of information about you. They need to know you…
4 Smart Reasons To Refinance A Mortgage...

Author: Rob Berger

Short Summary: Here are four reasons to refinance your mortgage, along with how best to evaluate just how much you'll save.
Stock Market Heats Up As Temperatures Cool - ZING Blog by Quicken...

Author: Kevin Graham

Short Summary: The stock market was the main driver of economic activity last week. We’ve got all the reports coming up.
Great Reasons to Refi in 2017 - ZING Blog by Quicken Loans | ZING...

Author: Kevin Graham

Short Summary: The new year is still a great time to refinance. Here’s why!
Stocks Higher on Strong Employment Report – Market Update...

Author: Kevin Graham

Short Summary: Some strong jobs data led to big stock market gains. That and more ahead in Market Update. The post Stocks Higher on Strong Employment Report – Market Update appeared first on ZING Blog by Quicken Loans.