News


CFPB issues brief on consumers without credit histories or credit...

Author: Barbara S. Mishkin

Short Summary: Barbara S. Mishkin In May 2015, the CFPB issued a report, “Data Point: Credit Invisibles,” that documented the results of a research project undertaken by the CFPB to better understand the demographic characteristics of consumers without traditional...
Credit Utilization: The Good and the Bad...

Author: Jared Hecht

Short Summary: Poor credit utilization can lower your credit score and even affect your ability to get a business loan. Thankfully, though, it's easy to improve your credit utilization once you understand what it is and why it matters.
Wells Fargo Is Trying to Fix Its Rogue Account Scandal, One Gruel...

Author: Unavailable. Click to view original article.

Short Summary: The bank said it will compensate thousands of customers with unwanted accounts and cards. It’s running into problems, including locating the right people and calculating hypothetical scenarios, such as the cost of a damaged credit score.
5 credit card mistakes to avoid making...

Author: Sonya Stinson

Short Summary: Here's how to talk yourself out of some of the worst credit card moves.
The Pros and Cons of Store Credit Cards - ZING Blog by Quicken Lo...

Author: Alison Hamilton

Short Summary: Wondering if you should get a store credit card and not sure if it’s a good idea? Read more to learn store credit cards can affect your credit.
12 Surprising Ways to Wreck Your Credit Score ‒ Money Talks News...

Author: Allison Martin

Short Summary: A seemingly small stumble -- such as forgetting to return library books -- can cause your credit score to plummet.
5 Reasons People With 700+ Credit Scores Still Get Rejected...

Author: Nick Clements, Contributor

Short Summary: Shutterstock Just because you have an excellent credit score doesn't mean you will get approved for a credit card or loan. Your credit score is just one part of the credit underwriting process. Here are five reasons why you might get rejected, even though...
How To Improve Your Credit Score Quickly...

Author: Cynthia Meyer, Contributor

Short Summary: Shutterstock Is your credit score below 760? That’s the score at which you are likely to get the best interest rates on a mortgage. If you’re not interested in buying a home but need to rent a new apartment, it will still be a challenge if your credit...
CFPB issues brief on consumers without credit histories or credit...

Author: Barbara S. Mishkin

Short Summary: Barbara S. Mishkin In May 2015, the CFPB issued a report, “Data Point: Credit Invisibles,” that documented the results of a research project undertaken by the CFPB to better understand the demographic characteristics of consumers without traditional...
3 Things To Do If A Credit Card Payment Is Late...

Author: Ginger Dean, Contributor

Short Summary: Late payments can have a long lasting effect on your credit history and can hurt you down the road when you want to apply for other credit products such as a mortgage or car loan.
5 Tips to Get Your Credit Mortgage-Ready | In-House Realty...

Author: Victoria Slater

Short Summary: It’s no secret that several factors go into getting a mortgage, including income, type of home you’re buying, assets and credit. Oftentimes, the latter is the overlooked factor; bad credit can prevent you from getting a good interest rate—or getting a...
Boost Your Credit Score with One Call to Your Credit Card Company...

Author: Emily Bary

Short Summary: By boosting your credit limit, you can improve your FICO score. Here’s how.
The Season for Homebuying?...

Author: Brian Honea

Short Summary: The first quarter may prove to be a successful period for lenders, even despite rising mortgage rates, according to one analysis. The post The Season for Homebuying? appeared first on .
How Quicken Loans Mortgages Work | Investopedia...

Author: Daniel Kurt

Short Summary: By allowing customers to initiate and manage the mortgage process online, Quicken Loans may appeal to borrowers who value convenience.
How Does Your Credit Score Affect Your Mortgage Eligibility? - ZI...

Author: Kevin Graham

Short Summary: You want your credit score to be good, but what goes into it? Just as importantly, how could your credit score affect you when buying a home?
Turned Down for What: Rebuilding Your Credit After Being Denied a...

Author: Patrick Chism

Short Summary: Let’s discuss some of the ways to polish your credit after being rejected and set you on the path to purchasing a house.
Want a Mortgage? How to Get Your Credit in Shape - ZING Blog by Q...

Author: Kevin Graham

Short Summary: Are you getting ready to apply for a mortgage, but your credit is holding you back? We’ve got some tips that could help you finally get the keys.
What Do Rising Mortgage Rates Mean for You? - ZING Blog by Quicke...

Author: Anthony Fontana

Short Summary: Did you take advantage and lock into one of those historically low rates? If not, here’s why you might want to act sooner rather than later.
Top 3 Security Threats in 2017 and How To Handle Them |...

Author: Authors Bloggers

Short Summary: Security threats are no longer an IT issue. As a business owner, you need to be aware of the latest threats that can bring your company to its knees.
Why Cybersecurity Should Be The Biggest Concern Of 2017...

Author: Editors Forbes Technology Council

Short Summary: At this point, everything is hackable. 
How Two-Factor Authentication Protects Your Online Info...

Author: Amber Murakami-Fester

Short Summary: As the world goes fully digital, online information increasingly is under attack from scammers stealing people’s personal information. A security feature known as two-factor authentication can keep your accounts safer…
How to Protect Yourself From Soaring Data Breach Crimes...

Author: Krystal Steinmetz

Short Summary: A new report reveals that 2016 set an all-time high for the number of data records exposed by breaches. Don't forget these overlooked tips for staying safe.
Identity theft, fraud cost consumers more than $16 billion...

Author: -al Pascual

Short Summary: Thieves are making more fraudulent online purchases using victims' credit cards, and opening new accounts in their names. Here's how to fight back.
Consumer Alert: Identity Theft Jumped 16 Percent in Past Year...

Author: Herb Weisbaum

Short Summary: Identity thieves had a banner year in 2016, successfully targeting a record 15.4 million Americans to the tune of $16 billion.
What you need to know about balance-transfer credit card offers...

Author: Laura Mcmullen

Short Summary: Try this survival strategy when sky-high credit card rates are eating you alive.          
Tackling Credit Card Debt...

Author: Aryea Aranoff

Short Summary: The average American household has $15,000 in credit card debt alone. Credit card debt has much higher interest rates than mortgages or student loans. Additionally, mortgages and student loans can be considered investments that will secure future earnings...
Your Money: A Private Equity Alum’s Guide to Better Payday Lender...

Author: RON LIEBER

Short Summary: A new guide on the website NerdWallet is aimed at helping borrowers avoid the trap of payday loans with punishingly high interest rates.
How Getting Control of Debt Could Be Your Best New Year's Resolut...

Author: NerdWallet

Short Summary: By Anna Helhoski This new year, you can resolve to end your struggles with debt if you start with a realistic plan. Beginning Jan. 1, make a commitment to: Figure out what you owe Start by tallying your total debt, says Beverly Harzog, credit...
Credit Cards | Credit Card Shopping Tips |...

Author: Unavailable. Click to view original article.

Short Summary: Learn the truth about credit cards, facts about credit card risks, and take a quick quiz to test yourself about credit cards. Did you know how much interest you’ll pay by making minimum payments?
Time to Pay Off Those Credit Cards! Interest Rates Are at Record ...

Author: Nbsp A Href Author Style Color Black Rel Author In

Short Summary: Credit card APRs are at their highest in more than a decade. Here's how to eliminate that debt.
Stock Market Heats Up As Temperatures Cool - ZING Blog by Quicken...

Author: Kevin Graham

Short Summary: The stock market was the main driver of economic activity last week. We’ve got all the reports coming up.
Great Reasons to Refi in 2017 - ZING Blog by Quicken Loans | ZING...

Author: Kevin Graham

Short Summary: The new year is still a great time to refinance. Here’s why!
What Do Rising Mortgage Rates Mean for You?...

Author: Anthony Fontana

Short Summary: Mortgage rates have been low for much of the past four years. More recently, mortgage rates have increased. Did you take advantage and lock into one of those historically low rates? If not, here’s why you might want to act sooner rather than later....
Employment Report Comes in Strong – Market Update...

Author: Kevin Graham

Short Summary: There was a really strong employment report. The stock market had a very positive reaction. The post Employment Report Comes in Strong – Market Update appeared first on ZING Blog by Quicken Loans.
2017: Year of the Rooster and the Refi...

Author: Lydia Koehn

Short Summary: It’s no secret that mortgage rates are rising in the new year. What are your refinance options in a higher-rate market? The post 2017: Year of the Rooster and the Refi appeared first on ZING Blog by Quicken Loans.
7 Tips to Refinance a Mortgage With Bad CreditMortgage refinance ...

Author: Sabah Karimi

Short Summary: If you're considering refinancing a mortgage but have bad credit, you don't have to put the idea on the back burner just yet. You can work with a lender who offers bad credit home loans -- also known...